Is the wind going to blow this year? Unfortunately, the answer is probably “YES”. ☹ It doesn’t seem like we have many days without wind anymore. Severe thunderstorm and tornado season is upon us again, so our normal 10-20 mph “breeze” could get a lot stronger! Do you have adequate…
Insurance, it's not anyone’s favorite topic right now! It may be a topic of conversation, but there’s not a lot of good being said about it these days. Insurance companies continue to see an increasing number of storm related claims as well as increasing costs of repairs. The companies are…
Fraud is a huge problem, and it is getting worse. Therefore, we want to remind everyone to watch closely for any Medicare and health insurance fraud. Fraudsters are stealing and misusing Medicare numbers, Medicare claim cards, and health insurance cards. They are using these…
Insurance has always been a challenge. Lately, though, it has been downright difficult. If you have read any of our recent articles, you know we have talked about changes insurance companies are making that will affect your coverage and…
Liability insurance is arguably the most affordable and the most important insurance to protect your family and your assets. It is also the coverage you don’t want to have to use, ever. Liability coverage is not coverage that will make payment to YOU. Liability provides protection to other people…
In the insurance business, we frequently need to have some difficult conversations. The past couple of years, we have discussed the changes in insurance. We’ve talked about ever increasing premiums, valuation increases due to inflation, the increasing number and severity of storms, companies…
Change can be good. Change can be hard. Change isn't always a bad thing. Change is inevitable. Inflation, storms, and claims are forcing insurance companies to reevaluate their policies, premiums, and deductible options and thus... make changes. The changes that companies are making affect…
Our country has a strong history of entrepreneurs. We’ve all heard stories about people who started a business in their garage - then expand to an office or building - and then become a multi-million-dollar company franchised across the country. These stories are exciting, but they are the…
Our country has a strong history of entrepreneurs. We’ve all heard stories about people who started a business in their garage - then expand to an office or building - and then become a multi-million-dollar company franchised across the country. These stories are exciting, but they are the…
Replacement cost coverage is designed to help you repair/replace damaged items to make you whole again. Example: Your roof is totaled in a hailstorm. If you have replacement cost coverage on your home, then the company will pay to replace your roof, minus your deductible. No…